Identify The Intent Of The Question

Many questions will be situation questions whereby they are telling a story, thus supplying so much information that you lose track of what is being asked. This is often the case in story problems. Learn to separate the story from the question. For example:
3. Sam, age 40, is married and has one small son age 8. He is employed as a sales manager by P.K. Smith & Co., a sole proprietorship that owes much of its success to Sam’s efforts. He recently borrowed $50,000 from his brother-in-law, Tom, to finance a vacation home. Based on these facts, which of the following do(es) NOT have an insurable interest in Sam’s life?
A. His spouse
B. His employer
C. His brother-in-law
D. His customers

A clue to the answer is presented in the last sentence – who does not have an insurable interest?

Take the time to identify what the question is asking. Of course, your ability to do so assumes you have studied sufficiently. There is no method for correctly answering questions if you don’t know the material.